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What is a 4 point home inspection?

A 4-point inspection is an examination of the current condition of a house or condominium, reviewing four major systems: roofing, electrical, plumbing and HVAC. This specific inspection is requested by homeowners insurance companies before someone can renew or be eligible for their desired coverage plan.

What can I expect from a 4 point inspection?

Aside from conducting plumbing inspections on your own home at least once every year, a 4-point inspection will take a good look at the types of drain and supply lines in your system (whether it uses copper, galvanized, lead, polybutylene or another material).

How much does a 4 point inspection cost in Florida?

These inspections are done at your cost, and generally run between $50-100. Ask your insurance agent for a recommendation on who to use. They often have lists of affordable inspectors.

What is the difference between a home inspection and a 4 point inspection?

Four-point inspections are shorter evaluations that focus on four key areas in a home: electrical system, plumbing, roof, and the HVAC system. Full home inspections, or buyer’s inspections, are extensive evaluations that cover virtually all the visible areas in a home.

What is a four point inspection for insurance?

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A 4-point home inspection is an analysis of the well-being of your home. It’s known as a 4-point inspection because it examines four major systems: roof, electrical, plumbing, and HVAC. Many insurance companies require it before you can get or maintain home insurance coverage.

How much does a home inspection cost?

According to Realtor.com, an average home inspection for a single family home will cost between $300 and $500 — the current national average is $337. However, this number can vary depending on a wide range of factors, including location.

What do look for in a home inspection checklist?

  1. Check for water stains, corrosion and mould.
  2. Assess ceilings for sagging.
  3. Look inside the cabinets in all wet areas.
  4. Check the walls for large cracks.
  5. Check for mould in bathrooms and bedrooms.
  6. Check the internal wall plastering for fine cracks.

How much is a home inspection in Florida?

The average cost of a home inspection in Florida is $302, with a typical range of $254-$374. This is for average sized homes. For a very small home, you could pay as little as $124, while a very large home may cost as much as $1,000+ for an inspection.

Can a general contractor do a 4 point inspection?

WHO CAN PERFORM A FOUR POINT INSPECTION? Most insurance companies require a licensed electrician, a general building or residential contractor, a roofing contractor, or a certified home inspector to conduct the Four Point Inspection and certify the report.

How long is a 4pt inspection good for in Florida?

How Long is a 4-Point Inspection Valid? A four-point home inspection report is typically valid for one year.

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Do you need a four point inspection?

A four point inspection is an insurance required inspection that tells insurance underwriters how well the home has been maintained and the kind of liability they are insuring. The inspection is typically required on homes after 30 years of age, but can be as soon as 5 or 10 years.

How much do home inspectors make?

The average home inspector salary in the U.S. is about $58,000, according to the Bureau of Labor Statistics (bls.gov). You’ll make about $450 bucks per inspection. You’ll earn about 28 bucks per hour. On average.

What is a 5 point inspection?

A five point inspection is an evaluation of the Plumbing, HVAC, Electrical Panels, Roof and Structural systems. This type of inspection works well for those folks who are only interested in the major systems within a structure and who are not as concerned with cosmetic or superficial issues.

Do insurance companies do home inspections?

Your insurer will mostly have an assessor or a claims adjuster come to visit and inspect your property. They will investigate the extent of the damage to your property and will also come up with recommendations on the necessary repairs and replacements needed to restore your property.

How do I become a 4 point inspector?

  1. Join InterNACHI as a member.
  2. Complete InterNACHI’s certification requirements.
  3. Complete the following InterNACHI free, online courses: Advanced Electrical Inspection Training Course. Advanced HVAC Training for Home Inspectors Course. Inspecting Water Heater Tanks Course.

What is included in a wind mitigation inspection?

A wind mitigation inspection should take about 30 minutes to a hour. The inspector will come to your home and evaluate your shingles, roof decking, roof to wall connection, roof permitting, shutters, roof shape and if you have a secondary water barrier.

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